Auto Dealer Insurance

An Insurance Program for New Franchised Auto, Truck, RV and Equipment Dealers.

Franchised Auto Dealers have a series of complex and unique exposures that are not addressed in a standard insurance policy. Our ability to design custom programs to meet the needs of this special niche sets us apart from our competition.

Our staff has been providing risk management and insurance consulting to Auto Dealers since our inception and has over 50 years of experience serving this industry. As a result, we have all of the necessary carrier relationships in place to design a Commercial Insurance Program around the specific needs of the Franchised Auto, Truck, RV and/or Equipment Dealer. Our programs provide all property and casualty coverages normally required by the typical dealer account, medium sized and large.


  • Errors & Omissions including Truth in Lending/Leasing, Federal Odometer Statute, Title E & O, Lemon Law or Consumer Complaint, Insurance Agents Errors & Omissions
  • Broadened Garage Liability including Advertisers and Personal Injury, Products Extension, Fire Legal, Host Liquor, Limited World Wide, Fellow Employee, Employee Benefits Liability
  • Property coverage including Building, Business Personal Property , Business Income/Extra Expense, and Inland Marine
  • Employee Dishonesty
  • Dealers Open Lot and Hail Exchange
  • Employment Related Practices
  • Umbrella Liability
  • Pollution and Underground Storage Tank
  • Corporate Identity Theft